Let Pink lead the way.
Application Stage
Who will be handling my application?
We have a dedicated team of staff here to support you every step of the way!
From Application through to Settlement you can be sure every member of our team has been trained to help streamline your finance process!
What types of documents do I need to provide?
Your required documentation will depend on your personal profile and the type of loan you are applying for.
But generally we are always going to need a primary and secondary form of ID & proof of income!
How long does it take to get approved?
It does depend on the lender, and how quick you can get your information to us.
We move pretty fast on our end so usually we will have you submitted with the lender on the business day you provide your documents.
Once we have your application and required documents we usually quote 24-48 hours for an outcome from the lender, sometimes it can be even faster but this allows plenty of time for the lender and remember when it comes to finance no news is good news! Declines are often much faster than Approvals!
The lender is asking for more information is this a bad sign?
No certainly not, we always say, if the lender wanted to decline you they would have done it already! Usually, if the lender is asking questions it’s to verify information or specifics to work toward an approval option for you!
How do I know my information is secure?
We take hundreds of applications each month and pride ourselves on keeping our clients best interests at the forefront of everything you do. Your information is securely stored within our application portal, and not on individual devices etc. When it comes to bank links, these days most lenders do not accept banking any other way. When you do our secure bank link online we receive a certified summary of your statement, it categorises your basic income and expenses making it super quick and easy for us and the lenders to assess and it comes through as a certified un-editable document to protect both you and the lender from any type of fraud. We help clients securely complete hundreds of these links each week, to work toward finance approvals.
If I am approved does to money go straight into my account?
Often with a personal loan yes, but with a car loan most of the time the funds will go direct to the seller as the loan is secured by the vehicle.
When buying a car, often securing the vehicle against the finance helps you to get the best possible loan options available to you from a wider range of loan options and a lower rate than an unsecured counterpart.
Approval Stage
I’m approved, what now.
Now that you are approved for finance our dedicated broker team will walk you through the process from approval through to settlement whether it’s for a car, personal loans, business or something else!
How can I find out about my rates, repayments, fees and charges?
Once approved, we can finally give you the specificson your rates and repayments offered from the lender.If you are getting a personal loan we will be able togive you the outline from approval pre contracts.
With a car or secured asset often we will need somemore information on the specifics like type, year, driveaway price etc before we can confirm those specificsfor you 100%.
Either way, your loan contracts, will have a full outlineof rates fees and charges.
Once you have that you can accept, or decline thatoffer without ever having been locked in upfront.
Do you offer things like warranty and insurance?
We sure do, we have a brilliant partner for bothwarranty and comprehensive insurance.
You are not obligated to take either from us, but offering you the additional security is a part of the service we provide. Though you are not obligated to take the service from us, for most secured loans the lender will require a Comprehensive Certificate of Insurance in order to settle your finance.
Now that I am approved, how long does it take?
For a personal loan once we have signed loan contracts, usually a few hours!
With a Car Loan we generally say 24-48 hours from when we have an invoice for the car, as we will need to get contracts out, insurance organised for you and the seller paid, funds will generally clear overnight once settlement takes place.
Can I do a private sale?
Each circumstance can be a little different as it does depend on the lender. Simply some do, and some don’t allow private sales.
We have a secure online portal for a Private Seller to complete a verification process of their personal identification and car specifics when required, however it is often much faster to go through a car dealership.
With a car dealer, you choose a car, we get an invoice and away we go!
A private seller needs to provide quite a lot of information in order to meet the lenders compliance which can sometimes make it drawn out and a little tricky!
If they are even willing to complete the required information in the first place, some aren’t!
So it can often depend on your specific circumstance and requirements as to what is best for your needs.
Why Pink Loans?
We actually care!
Yes you could go to any broker, but at Pink Loans Financial we actually care about you!
Our company is founded on strong heartfelt family and community values and as such we have your best interests at the forefront of everything we do every step of the way!
We are only going to get you realistic numbers!
There are lot of finance brokers out there quoting oradvertising on rates or repayments they can’t adhereto without any real information about the client orcircumstance.
At Pink Loans Financial we do things a littledifferently.
Our application specialists will take your applications,and verify your details. Then once we have yourdocuments our dedicated brokers will find the bestpossible loan options for you taking into account yourspecific wants, needs and requirements, and yourindividual credit profile.
We don’t generalise or quote you unrealistic numbersyou are never going to be eligible for.
We pride ourselves on finding the right loan options available to our clients with their specific needs without making it about money grab.
I have bad credit, can you still help?
Yes, we actually specialise in helping many of the clients other brokerages will just turn away. We treat you as an individual, not as hard work, and we will do our best to seek out the best possible option for you.
We are here to revolutionise the world of finance!
We walked into the finance industry around 5 yearsago with drive, life experience, passion and adedication to learn. That gave us a competitive edgein the industry in that we were already forwardthinking, and willing to look outside the box, we wereinnovative, driven and we had a range of skills toapply outside of just calculating numbers.
We care about relationships, and people and together we have been able to integrate our high performance team, our dedication to offer the highest possible level of service and professionalism and innovative automotive technologies to create industry leading systems and processes to go above and beyond for our clients!
Multi Award Winning Team
Our team have come together to form Pink Loans Financial as a multi award winning team. In the past12 months our team have won countless awards across the business sector and the finance industry including South Australia’s Best Finance Broker, and Best New Office in SA/NT.
Extended Opening Hours
Unlike most other brokerages, our application specialists are available from
8am - 5pm Mon, Wed, Fri, 8am-7pm Tues, Thurs &
10am - 2pm Saturdays to help you with your finance!

Get in touch with us
Main Office
Po Box 242, Milang, SA, 5256
Email Address
applications@pinkloans.com.au
Phone Number
0440 130 483
Find us on socials!
@pinkloans











